We refer our buyers to Sean Herrero because he removes the biggest risk in any transaction — the lender. With Sean, you compete like a cash buyer, close in as little as 10 days, and your Earnest Money is fully protected.
"We've seen deals fall apart because of the lender — that's why we only send our clients to someone we trust completely."— Katy Anderson & Katie Krembs · California 24
Sellers love cash offers for one reason: certainty. No lender conditions, no last-minute surprises, no delays. The uncomfortable truth is that lenders derail deals all the time — missed deadlines, surprise conditions, poor communication. When we refer you to Sean, we're putting our names behind the transaction. His financing gives sellers the same certainty they'd get from a cash buyer.
Sean fully pre-underwrites your loan before you find a home. Your offer carries the same certainty as cash — verified, approved, no surprises. Sellers and listing agents take notice.
Cash-Competitive FinancingMost financed offers take 30–45 days. Sean closes in as little as 10. In a competitive East Bay market, that speed can be the sole reason sellers choose your offer over another.
10-Day Close AvailableIf a lender error on Sean's part causes your loan to fail and the seller keeps your Earnest Money — Sean pays it back. Every dollar. Written guarantee. Not a talking point.
Earnest Money ProtectedIf Sean's team makes a lender error that causes your loan to fail — and the seller tries to keep your Earnest Money Deposit — Sean will write you a check for the full amount. Not a marketing promise. A written guarantee. It's the reason we put our names behind this referral.
*EMD Guarantee applies in documented cases where a lender error on Sean Herrero's part directly causes loan failure and contract cancellation. Terms discussed at consultation. CrossCountry Mortgage, LLC.
A trusted member of the California 24 team, Angel brings professionalism, dedication, and deep local knowledge to every transaction in the East Bay.
Sean specializes in fast, reliable financing for Bay Area buyers. His 10-day close and EMD guarantee are why we refer every one of our clients to him — without hesitation.
We personally refer every one of our buyers to Sean because we know he will protect the transaction — and protect you. Get pre-underwritten before you write your first offer.